{"id":13776,"date":"2025-10-13T17:13:38","date_gmt":"2025-10-13T17:13:38","guid":{"rendered":"https:\/\/goforoyar.fo\/?page_id=13776"},"modified":"2026-03-20T14:28:04","modified_gmt":"2026-03-20T14:28:04","slug":"insurance","status":"publish","type":"page","link":"https:\/\/goforoyar.fo\/fo\/insurance\/","title":{"rendered":"Trygging"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"13776\" class=\"elementor elementor-13776\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d167491 e-flex e-con-boxed e-con e-parent\" data-id=\"7d167491\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-38d9ebde e-con-full e-flex e-con e-child\" data-id=\"38d9ebde\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ecd0241 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3ecd0241\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hv\u00f8rjum tryggingarfelag ert t\u00fa kundi hj\u00e1?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-658b9b37 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"658b9b37\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Trygging<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fd7355 elementor-widget__width-inherit elementor-widget elementor-widget-toggle\" data-id=\"9fd7355\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1671\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1671\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Trygd<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1671\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1671\">Fyri at leiga bilin gj\u00f8gnum GoF\u00f8royar, skalt t\u00fa seta teg \u00ed samband vi\u00f0 Trygd. Vit hava gj\u00f8rt ta\u00f0 l\u00e6tt fyri teg.<br><br><br>\n\n<!-- Copy button, feedback, and checklist -->\n<div class=\"gof-checklist\">\n  <button class=\"gof-copy-btn\" id=\"gofCopyBtn\">\n    \ud83d\udccb Copy standard text\n  <\/button>\n  <div id=\"gofCopyStatus\" class=\"gof-status\">\u2705 Copied!<\/div>\n\n  <p style=\"margin-top: 24px;\"><strong>Hav hetta kl\u00e1rt:<\/strong><\/p>\n  <ul class=\"gof-list\">\n    <li><span class=\"gof-check\">\u2705<\/span><span>Nummarpl\u00e1tu<\/span><\/li>\n    <li><span class=\"gof-check\">\u2705<\/span><span>Tryggingarnummar (um t\u00fa hevur eitt)<\/span><\/li>\n    <li><span class=\"gof-check\">\u2705<\/span><span>Sig, at t\u00fa leigar gj\u00f8gnum GoF\u00f8royar<\/span><\/li>\n  <\/ul>\n<\/div>\n\n<style>\n  .gof-checklist {\n    font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;\n    max-width: 520px;\n    margin: 0.5rem 0;\n    color: #000;\n  }\n\n  .gof-copy-btn {\n    background-color: #000;\n    color: #fff;\n    border: none;\n    border-radius: 6px;\n    padding: 12px 18px;\n    font-weight: 600;\n    cursor: pointer;\n    box-shadow: 0 2px 6px rgba(0,0,0,0.2);\n    transition: background 0.3s ease, transform 0.2s ease;\n  }\n\n  .gof-copy-btn:hover {\n    background-color: #333;\n    transform: translateY(-2px);\n  }\n\n  .gof-status {\n    margin-top: 12px;\n    font-size: 1rem;\n    font-weight: 600;\n    color: #000;\n    background-color: #e0ffe0;\n    border: 1px solid #16a34a;\n    border-radius: 6px;\n    padding: 8px 12px;\n    display: none;\n    width: fit-content;\n  }\n\n  .gof-status.show {\n    display: block;\n    animation: fadeInOut 2s ease forwards;\n  }\n\n  @keyframes fadeInOut {\n    0% { opacity: 0; }\n    10% { opacity: 1; }\n    90% { opacity: 1; }\n    100% { opacity: 0; }\n  }\n\n  .gof-list {\n    margin: 12px 0 0 0;\n    padding: 0;\n    list-style: none;\n  }\n\n  .gof-list li {\n    display: flex;\n    gap: 8px;\n    align-items: flex-start;\n    margin: 8px 0;\n  }\n\n  .gof-check {\n    font-weight: 700;\n    color: #000;\n  }\n<\/style>\n\n<script>\n  (function () {\n    var btn = document.getElementById('gofCopyBtn');\n    var status = document.getElementById('gofCopyStatus');\n\n    var textToCopy =\n      \"Eg havi ein bil tryggja\u00f0an hj\u00e1 Trygd og vil gjarna kanna, um eg kann leiga bilin \u00fat gj\u00f8gnum pallin GoF\u00f8royar. Krevur hetta nakra tillaging av tryggingini?\";\n\n    btn.addEventListener('click', function () {\n      if (navigator.clipboard && navigator.clipboard.writeText) {\n        navigator.clipboard.writeText(textToCopy).then(function () {\n          status.classList.add('show');\n          setTimeout(function () {\n            status.classList.remove('show');\n          }, 2000);\n        });\n      } else {\n        var ta = document.createElement('textarea');\n        ta.value = textToCopy;\n        ta.setAttribute('readonly', '');\n        ta.style.position = 'absolute';\n        ta.style.left = '-9999px';\n        document.body.appendChild(ta);\n        ta.select();\n        try { document.execCommand('copy'); } catch (e) {}\n        document.body.removeChild(ta);\n        status.classList.add('show');\n        setTimeout(function () {\n          status.classList.remove('show');\n        }, 2000);\n      }\n    });\n  })();\n<\/script><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1672\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1672\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Betri Trygging<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1672\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1672\">\u00datleiga er ikki m\u00f8gulig beint n\u00fa.<br><br> Vit arbei\u00f0a vi\u00f0 hesum og v\u00f3na at lata m\u00f8guleikan upp seinni.\n<br><br>\nAllar avger\u00f0ir um trygging ver\u00f0a tiknar av tryggingarfelagnum<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-280ce63 e-flex e-con-boxed e-con e-parent\" data-id=\"280ce63\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-040ec50 elementor-widget elementor-widget-heading\" data-id=\"040ec50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><h1><b>Insurance & Damage<\/b><span style=\"font-size: 22px\"><\/span><\/h1><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e10cc0 elementor-widget elementor-widget-text-editor\" data-id=\"6e10cc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementToProof\"><h1>\u00a0<\/h1><h2><b>Section 1 \u2013 Insurance<\/b><\/h2><p><span style=\"font-weight: 400;\">All cars listed on GoF\u00f8royar must have valid car insurance.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">The car owner is responsible for ensuring that their insurance policy allows the vehicle to be rented out.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">If your car is insured with a Faroese insurance company (for example Trygd or Betri), you should contact your insurance provider to confirm the terms for renting out your vehicle.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">GoF\u00f8royar is a platform that connects car owners and renters. Insurance agreements remain between the car owner and their insurance provider.<\/span><\/p><h2><b>Section 2 \u2013 Who is covered by the insurance?<\/b><\/h2><p><span style=\"font-weight: 400;\">According to standard insurance terms, the insurance normally covers:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 the car owner (policyholder)<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 any person driving the car with the owner\u2019s permission<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 passengers in the vehicle<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Renters must always hold a valid driver\u2019s license.<\/span><\/p><h2><b>Section 3 \u2013 If damage happens during a rental<\/b><\/h2><p><span style=\"font-weight: 400;\">If a car is damaged during a rental period, the following process normally applies:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">1. The car owner reports the damage to their insurance company.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">2. The insurance company handles the claim according to the owner\u2019s insurance policy.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">3. The renter may be responsible for covering the deductible depending on the rental agreement.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Each damage incident may have its own deductible depending on the insurance policy.<\/span><\/p><h2><b>Section 4 \u2013 Deductible<\/b><\/h2><p><span style=\"font-weight: 400;\">Most car insurance policies include a deductible.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">This means that when damage occurs, a part of the cost must be paid before the insurance covers the remaining amount.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">The deductible amount is determined by the insurance agreement between the car owner and their insurance provider.<\/span><\/p><h2><b>Section 5 \u2013 Responsibilities of the renter<\/b><\/h2><p><span style=\"font-weight: 400;\">When renting a car through GoF\u00f8royar, the renter must:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 hold a valid driver\u2019s license<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 drive responsibly and follow traffic laws<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 return the car in the same condition as received<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 inform the owner immediately if damage occurs<\/span><\/p><h2><b>Section 6 \u2013 Responsibilities of the car owner<\/b><\/h2><p><span style=\"font-weight: 400;\">Car owners who list their vehicles on GoF\u00f8royar must:<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 ensure the vehicle has valid insurance<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 confirm with their insurance provider that the car may be rented out<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u2013 clearly communicate rental conditions to renters<\/span><\/p><h2><b>Section 7 \u2013 GoF\u00f8royar\u2019s role<\/b><\/h2><p><span style=\"font-weight: 400;\">GoF\u00f8royar is a digital platform that connects car owners and renters.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Insurance agreements and claims are handled between the car owner and their insurance provider.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">GoF\u00f8royar does not act as an insurance provider.<\/span><\/p><p>\u00a0<\/p><p><b>Security deposit<\/b><\/p><p><span style=\"font-weight: 400;\">A refundable security deposit may be required when renting a car through GoF\u00f8royar.<\/span><\/p><p><span style=\"font-weight: 400;\">The deposit helps cover potential costs such as:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">insurance deductibles<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">minor damages<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">traffic or parking fines<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">The deposit is returned after the rental if no issues are reported.<\/span><\/p><p><br \/><br \/><\/p><p><!--EndFragment --><\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div>","protected":false},"excerpt":{"rendered":"<p>Which insurance company are you a customer of? Insurance Trygd To be able to rent a car through GoF\u00f8royar, you should contact Trygd. We have made it easy for you. \ud83d\udccb Copy standard text \u2705 Copied! Have this ready: \u2705License plate number \u2705Insurance number (if you have it) \u2705Say that you\u2019re renting through GoF\u00f8royar Betri [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-13776","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/goforoyar.fo\/fo\/wp-json\/wp\/v2\/pages\/13776","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goforoyar.fo\/fo\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/goforoyar.fo\/fo\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/goforoyar.fo\/fo\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/goforoyar.fo\/fo\/wp-json\/wp\/v2\/comments?post=13776"}],"version-history":[{"count":32,"href":"https:\/\/goforoyar.fo\/fo\/wp-json\/wp\/v2\/pages\/13776\/revisions"}],"predecessor-version":[{"id":14718,"href":"https:\/\/goforoyar.fo\/fo\/wp-json\/wp\/v2\/pages\/13776\/revisions\/14718"}],"wp:attachment":[{"href":"https:\/\/goforoyar.fo\/fo\/wp-json\/wp\/v2\/media?parent=13776"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}